When you are injured due to the fault of another driver, you assume that they will have adequate insurance to compensate you for your injuries. Unfortunately, not all drivers are adequately insured. In cases where the negligent driver is uninsured or underinsured, it is extremely challenging for an injury victim to obtain adequate compensation. However, there is hope of compensation in cases where the victim carries uninsured and/or underinsured motorist coverage through their own automobile insurance policy. In these circumstances, you can make a claim under your own automobile insurance policy.
If your claim is successful, your insurance company must pay for whatever the negligent motorist would have had to pay up to the limits of your policy, including pain and suffering, lost wages and medical bills. Since it can be difficult and challenging to make a claim for this type of coverage, it is best to seek the advice of a knowledgeable attorney who is well-versed in uninsured and underinsured motorist coverage.
When you or a loved one have been injured due to the negligence of an uninsured or underinsured motorist, contact Huber, Waldron & Williams, LLP, for tenacious and reliable representation.